Financial Institutions (FISI) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Financial Institutions had a P/E ratio of 8.55, return on equity of 12.5% (up from -8.1%), debt-to-equity of 0.57 (up from 0.52) and return on assets of 1.2% (up from -0.7%). Its dividend yield was 4.09% with a payout ratio of 35.0%.

Financial Institutions Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	8.55	-	6.72	6.78	6.61	9.79
Forward P/E	8.25	8.92	7.16	7.17	9.46	8.55
P/S Ratio	2.69	4.80	1.64	1.86	2.40	2.33
P/B Ratio	1.00	0.93	0.72	0.92	1.00	0.77
Price/Tangible Book	1.14	1.08	0.90	1.19	1.22	0.96
Price/FCF	47.34	7.37	41.52	2.98	7.92	9.21
Price/OCF	33.37	6.89	30.12	2.80	6.90	8.30
PEG Ratio	1.12	1.12	1.12	1.12	1.58	1.54
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	12.50%	-8.14%	11.68%	12.42%	15.96%	8.45%
Return on Assets (ROA)	1.21%	-0.68%	0.84%	1.00%	1.49%	0.83%
Leverage & Solvency Ratios
Debt/Equity	0.57	0.52	0.84	0.89	0.28	0.26
Debt/FCF	27.24	4.13	48.20	2.88	2.24	3.08
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	11.93%	-7.84%	15.32%	15.14%	15.43%	10.62%
FCF Yield	2.11%	13.58%	2.41%	33.52%	12.62%	10.86%
Dividend Yield	4.09%	4.73%	6.40%	5.77%	4.30%	5.90%
Payout Ratio	34.96%	-	39.28%	33.68%	23.75%	46.85%
Buyback Yield	-29.55%	-1.34%	-0.03%	2.92%	0.78%	-0.20%
Total Return	-25.47%	3.38%	6.38%	8.70%	5.08%	5.70%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Financial Institutions Financial Ratios

What is Financial Institutions's P/E ratio?

Financial Institutions's P/E ratio was 8.55 for fiscal 2025 (period ended Dec 31, 2025).

What is Financial Institutions's return on equity?

Financial Institutions's return on equity (ROE) was 12.5% for fiscal 2025 (period ended Dec 31, 2025). It was -8.1% a year earlier.

What is Financial Institutions's debt-to-equity ratio?

Financial Institutions's debt-to-equity ratio was 0.57 for fiscal 2025 (period ended Dec 31, 2025). It was 0.52 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition