Finance of America Companies (FOA) Financial Statements & Analysis

Finance of America Companies (FOA) Income Statement

Finance of America Companies reported revenue of $2.13B in fiscal 2025 (fiscal year ended Dec 31, 2025), up 439.8% from $394.36M a year earlier. Net income was $45.23M, up 320.4% year over year, a net margin of 2.1%. Gross margin was 19.4% and operating margin 5.3%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $62.37M, down 89.6% from the same quarter a year earlier.

Finance of America Companies Income Statement Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Finance of America Companies Inc. income statement - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018
Revenue & Gross Profit
Revenue	2.13	0.39	0.23	-0.03	1.32	2.39	1.51	0.79
Cost of Revenue	1.72	1.68	1.39	0.72	0.06	0.65	0.67	0.00
Gross Profit	0.41	0.39	0.23	0.05	1.26	1.74	0.85	0.79
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	0.22	0.24	0.29	0.26	1.54	1.15	0.70	0.73
Operating Expenses	0.30	0.34	0.40	0.43	1.05	1.24	0.77	0.74
Operating Income	0.11	0.05	-0.17	-0.37	0.21	0.50	0.08	0.06
Other Income/Expense
Interest Income	1.92	1.91	1.63	0.90	0.06	0.75	0.79	0.00
Interest Expense	1.72	1.68	1.39	0.72	0.14	0.65	0.67	0.00
Other Income/Expense	0.00	-0.01	0.00	0.03	-1.40	0.00	0.00	-0.01
Income
Income Before Tax	0.11	0.04	-0.17	-0.34	-1.20	0.50	0.08	0.05
Income Tax Expense	0.00	0.00	0.00	-0.02	-0.02	0.00	0.00	0.00
Net Income	0.05	0.01	-0.17	-0.19	-0.25	0.52	0.05	0.03
Net Income - Continuous Operations	0.05	0.04	-0.08	-0.33	-0.25	0.52	0.05	0.03
Net Income - Discontinued Operations	-0.01	0.00	-0.05	-0.39	-	-	-	-
EBITDA	0.15	0.09	-0.12	-0.31	-1.13	0.52	0.10	0.01
EBIT	0.13	0.05	-0.17	-0.37	-	0.50	-	-
Depreciation & Amortization	0.04	0.04	0.05	0.04	0.06	0.02	0.02	0.01
Earnings Per Share
Basic EPS	4.00	2.00	-10.00	-31.00	-42.00	87.00	24.00	9.00
Diluted EPS	4.00	1.00	-7.00	-31.00	-13.00	87.00	24.00	9.00
Basic Shares Outstanding	0.01	0.01	0.01	0.01	0.01	0.00	0.00	0.00
Diluted Shares Outstanding	0.01	0.02	0.01	0.02	0.02	0.00	0.00	0.00

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Finance of America Companies Financial Statements

What was Finance of America Companies's revenue in fiscal 2025?

Finance of America Companies reported revenue of $2.13B in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 439.8% from $394.36M a year earlier.

Is Finance of America Companies profitable?

Yes. Finance of America Companies earned net income of $45.23M in fiscal 2025, a net margin of 2.1%. In fiscal 2024 it earned $10.76M.

What is Finance of America Companies's operating margin?

Finance of America Companies's operating income was $113.10M on revenue of $2.13B in fiscal 2025, an operating margin of 5.3%, compared with 12.6% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition