Finance of America Companies (FOA) Balance Sheet: Assets & Liabilities

Finance of America Companies (FOA) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), Finance of America Companies reported total assets of $30.73B and total liabilities of $30.34B. Shareholders' equity was $323.87M, up 2.6% from $315.66M a year earlier. Total debt stood at $30.21B against $324.65M in cash and short-term investments, a net debt position of $29.88B. That puts debt-to-equity at 93.27, compared with 96.96 a year earlier.

Finance of America Companies Balance Sheet Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for Finance of America Companies Inc. (FOA) - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018
Current Assets
Cash and Cash Equivalents	0.32	0.05	0.05	0.06	0.14	0.23	0.12	0.00
Cash & Short-Term Investments	0.32	0.05	0.05	0.06	0.14	0.25	0.12	0.00
Accounts Receivable	0.03	0.02	0.03	0.12	0.06	0.12	0.00	0.00
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	-0.03	0.25	0.18	0.01	0.03	0.02	0.00	0.00
Total Current Assets	0.32	0.30	0.22	0.19	0.29	0.39	0.12	0.09
Non-Current Assets
Property, Plant & Equipment (Net)	0.02	0.02	0.03	0.04	0.09	0.07	0.08	0.03
Long-Term Investments	29.35	28.48	26.40	19.27	19.98	0.03	0.00	0.00
Goodwill	0.00	0.00	0.00	0.00	0.00	0.12	0.12	0.12
Intangible Assets	0.18	0.22	0.26	0.39	1.03	0.20	0.02	0.02
Other Non-Current Assets	0.83	0.16	0.23	0.98	0.40	0.03	16.24	13.46
Total Non-Current Assets	30.41	29.03	26.94	20.68	21.50	19.18	16.47	13.63
Total Assets	30.73	29.16	27.11	20.87	21.79	19.57	16.58	13.73
Current Liabilities
Accounts Payable	0.00	0.01	0.07	0.00	0.03	0.00	0.00	0.00
Short-Term Debt	0.04	1.91	0.93	1.34	3.35	3.02	0.00	0.00
Current Portion of Long-Term Debt	-	1.91	0.02	0.05	-	-	-	-
Accrued Liabilities	0.02	0.08	0.01	0.08	0.24	0.23	-	-
Other Current Liabilities	0.00	0.01	0.02	0.08	0.24	0.23	0.14	0.09
Total Current Liabilities	0.04	1.29	1.28	1.42	3.60	3.25	0.14	0.09
Non-Current Liabilities
Long-Term Debt	30.17	28.69	25.33	18.77	16.89	8.62	3.90	3.30
Deferred Tax Liabilities	0.00	0.00	0.00	0.00	0.02	0.00	0.00	9.74
Other Non-Current Liabilities	0.13	0.15	0.24	0.27	0.13	0.24	11.88	9.74
Total Non-Current Liabilities	30.30	28.84	26.84	19.05	17.11	15.69	15.78	13.04
Total Liabilities	30.34	28.84	26.84	20.47	20.71	18.77	15.91	13.13
Stockholders' Equity
Common Stock	0.00	0.00	0.00	0.00	0.00	0.63	0.48	0.43
Retained Earnings	-0.65	-0.70	-0.71	-0.63	-0.44	0.00	0.00	0.00
Accumulated Other Comprehensive Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Additional Paid-in Capital	0.98	0.95	0.95	0.89	0.83	0.63	0.00	-0.43
Minority Interest	0.07	0.06	0.04	0.15	0.70	0.00	0.19	0.00
Shares Outstanding	0.01	0.01	0.01	0.01	0.01	-	-	-
Total Stockholders' Equity	0.32	0.32	0.23	0.25	0.39	0.79	0.48	0.00
Total Liabilities & Equity	30.73	29.16	27.11	20.87	21.79	19.57	16.58	13.73

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Finance of America Companies Balance Sheet

How much debt does Finance of America Companies have?

Finance of America Companies had total debt of $30.21B as of Dec 31, 2025, against $324.65M in cash and short-term investments. Its debt-to-equity ratio was 93.27. Total debt was $30.61B a year earlier.

What are Finance of America Companies's total assets?

Finance of America Companies reported total assets of $30.73B as of Dec 31, 2025, up 5.4% from $29.16B a year earlier. Total liabilities were $30.34B.

What is Finance of America Companies's shareholders' equity?

Finance of America Companies's shareholders' equity was $323.87M as of Dec 31, 2025, or about $41.00 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition