Hanmi Financial (HAFC) Financial Statements & Analysis

Hanmi Financial (HAFC) Income Statement

Hanmi Financial reported revenue of $444.74M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 90.5% from $233.50M a year earlier. Net income was $76.09M, up 22.3% year over year, a net margin of 17.1%. Gross margin was 57.5% and operating margin 24.3%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $55.58M, down 49.2% from the same quarter a year earlier.

Hanmi Financial Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Hanmi Financial Corporation income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	444.74	233.50	249.17	271.01	235.18	265.56	273.09	258.92	242.74
Cost of Revenue	189.18	200.43	152.40	37.00	-2.78	88.42	101.07	57.37	33.35
Gross Profit	255.56	229.08	245.17	271.01	259.58	177.14	172.02	201.54	209.39
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	10.62	86.40	43.87	42.75	75.21	69.66	71.70	73.48	71.90
Operating Expenses	147.64	140.48	130.58	130.28	124.09	117.65	124.67	117.57	114.10
Operating Income	107.93	88.61	114.58	140.73	135.49	59.50	47.35	83.97	95.28
Other Income/Expense
Interest Income	410.93	397.35	368.10	272.79	215.73	222.96	245.63	232.98	208.09
Interest Expense	174.74	196.01	148.06	36.17	21.63	42.97	70.90	53.38	32.52
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	107.93	88.61	114.58	140.73	135.49	59.50	47.35	83.97	95.28
Income Tax Expense	31.84	26.40	34.54	39.33	36.82	17.30	14.56	26.10	40.62
Net Income	76.09	62.20	80.04	101.39	98.68	42.20	32.79	57.87	54.66
Net Income - Continuous Operations	76.09	62.20	80.04	101.39	98.68	42.20	32.79	57.87	54.66
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	113.58	2.68	2.34	2.67	2.29	70.45	56.88	95.08	108.14
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	5.66	3.24	3.44	12.38	16.09	10.95	9.53	11.11	12.85
Earnings Per Share
Basic EPS	3.00	2.00	3.00	3.00	3.00	1.00	1.00	2.00	2.00
Diluted EPS	3.00	2.00	3.00	3.00	3.00	1.00	1.00	2.00	2.00
Basic Shares Outstanding	29.85	30.02	30.27	30.30	30.39	30.28	30.73	31.93	32.07
Diluted Shares Outstanding	30.04	30.10	30.33	30.39	30.47	30.28	30.76	32.05	32.25

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Hanmi Financial Financial Statements

What was Hanmi Financial's revenue in fiscal 2025?

Hanmi Financial reported revenue of $444.74M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 90.5% from $233.50M a year earlier.

Is Hanmi Financial profitable?

Yes. Hanmi Financial earned net income of $76.09M in fiscal 2025, a net margin of 17.1%. In fiscal 2024 it earned $62.20M.

What is Hanmi Financial's operating margin?

Hanmi Financial's operating income was $107.93M on revenue of $444.74M in fiscal 2025, an operating margin of 24.3%, compared with 37.9% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition