Hanmi Financial (HAFC) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Hanmi Financial had a P/E ratio of 10.63 (down from 11.48), return on equity of 10.0% (up from 8.7%), debt-to-equity of 0.40 (down from 0.60) and return on assets of 1.0% (up from 0.8%). Its dividend yield was 3.99% with a payout ratio of 42.9%.

Hanmi Financial Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	10.63	11.48	7.38	7.45	7.29	8.28
Forward P/E	9.32	10.71	8.23	7.68	10.42	9.62
P/S Ratio	3.14	3.08	2.35	2.77	2.75	1.94
P/B Ratio	1.01	0.97	0.84	1.18	1.11	0.60
Price/Tangible Book	1.02	0.98	0.85	1.20	1.13	0.61
Price/FCF	3.94	14.19	5.49	5.16	7.85	6.18
Price/OCF	3.90	13.48	5.37	5.10	7.62	5.73
PEG Ratio	1.34	1.34	1.34	1.34	1.34	1.34
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	9.96%	8.67%	11.95%	15.83%	16.17%	7.40%
Return on Assets (ROA)	0.98%	0.82%	1.07%	1.42%	1.51%	0.72%
Leverage & Solvency Ratios
Debt/Equity	0.40	0.60	0.72	0.83	0.63	0.56
Debt/FCF	1.57	8.78	4.75	3.65	4.43	5.81
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	9.48%	8.78%	13.64%	13.51%	13.82%	12.23%
FCF Yield	25.38%	7.05%	18.21%	19.36%	12.74%	16.18%
Dividend Yield	3.99%	4.23%	5.14%	3.80%	2.29%	5.73%
Payout Ratio	42.88%	48.84%	38.15%	28.24%	16.74%	37.82%
Buyback Yield	0.20%	0.75%	0.20%	0.26%	-0.63%	1.56%
Total Return	4.19%	4.98%	5.35%	4.06%	1.66%	7.29%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Hanmi Financial Financial Ratios

What is Hanmi Financial's P/E ratio?

Hanmi Financial's P/E ratio was 10.63 for fiscal 2025 (period ended Dec 31, 2025). It was 11.48 a year earlier.

What is Hanmi Financial's return on equity?

Hanmi Financial's return on equity (ROE) was 10.0% for fiscal 2025 (period ended Dec 31, 2025). It was 8.7% a year earlier.

What is Hanmi Financial's debt-to-equity ratio?

Hanmi Financial's debt-to-equity ratio was 0.40 for fiscal 2025 (period ended Dec 31, 2025). It was 0.60 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition