KB Financial Group (KB) Financial Statements & Analysis

KB Financial Group (KB) Income Statement

KB Financial Group reported revenue of KRW 21.23T in fiscal 2025 (fiscal year ended Dec 31, 2025), up 5.6% from KRW 20.10T a year earlier. Net income was KRW 5.83T, up 14.9% year over year, a net margin of 27.5%. Gross margin was 117.1% and operating margin 40.2%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was KRW 11.58T, up 114.0% from the same quarter a year earlier.

KB Financial Group Income Statement Analysis

Values in trillions KRW

Income Statement Balance Sheet Cash Flow Ratios

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KB Financial Group Inc. income statement - Annual data in trillions KRW
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	21.23	20.10	36.41	12.09	16.99	19.81	18.66	17.33	15.14
Cost of Revenue	25.82	19.71	20.11	11.08	5.17	5.81	6.11	5.50	4.22
Gross Profit	24.86	18.06	16.30	14.56	15.81	14.01	12.54	11.82	10.92
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	6.33	6.08	5.85	6.64	6.30	5.82	5.69	5.07	4.87
Operating Expenses	16.33	11.07	10.18	9.17	9.73	9.23	8.01	7.52	6.78
Operating Income	8.53	6.99	6.12	5.39	6.08	4.78	4.53	4.30	4.14
Other Income/Expense
Interest Income	29.16	30.49	29.14	20.79	15.21	14.49	14.64	13.73	11.92
Interest Expense	16.08	17.66	16.96	9.24	3.98	4.76	5.44	4.83	3.67
Other Income/Expense	-0.46	-1.03	0.00	0.01	-0.14	0.00	0.00	0.00	0.00
Income
Income Before Tax	8.18	6.99	6.12	5.39	6.08	4.78	4.53	4.30	4.14
Income Tax Expense	2.34	1.96	1.59	1.50	1.70	1.26	1.22	1.24	0.79
Net Income	5.83	5.08	4.59	3.89	4.41	3.47	3.31	3.06	3.31
Net Income - Continuous Operations	5.84	5.03	4.59	3.89	4.38	3.47	3.31	3.06	3.31
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	0.91	7.90	6.99	0.88	7.09	5.83	5.51	4.93	4.69
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	1.58	1.62	0.87	1.50	1.45	1.05	0.98	0.62	0.55
Earnings Per Share
Basic EPS	16267.00	12880.00	11483.00	10334.00	11134.00	8843.00	8451.00	7721.00	8305.00
Diluted EPS	16267.00	12726.00	11217.00	9998.00	10890.00	8730.00	8389.00	7676.00	8257.00
Basic Shares Outstanding	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Diluted Shares Outstanding	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About KB Financial Group Financial Statements

What was KB Financial Group's revenue in fiscal 2025?

KB Financial Group reported revenue of KRW 21.23T in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 5.6% from KRW 20.10T a year earlier.

Is KB Financial Group profitable?

Yes. KB Financial Group earned net income of KRW 5.83T in fiscal 2025, a net margin of 27.5%. In fiscal 2024 it earned KRW 5.08T.

What is KB Financial Group's operating margin?

KB Financial Group's operating income was KRW 8.53T on revenue of KRW 21.23T in fiscal 2025, an operating margin of 40.2%, compared with 34.7% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition