KB Financial Group (KB) Balance Sheet: Assets & Liabilities

KB Financial Group (KB) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), KB Financial Group reported total assets of KRW 797.92T and total liabilities of KRW 737.09T. Shareholders' equity was KRW 59.05T, up 2.0% from KRW 57.89T a year earlier. Total debt stood at KRW 130.55T against KRW 0.00 in cash and short-term investments, a net debt position of KRW 130.55T. That puts debt-to-equity at 2.21, compared with 2.42 a year earlier.

KB Financial Group Balance Sheet Analysis

Values in trillions KRW

Income Statement Balance Sheet Cash Flow Ratios

Scale:

Scroll to see more

Balance sheet showing assets, liabilities, and shareholders' equity for KB Financial Group Inc. (KB) - Annual data in trillions KRW
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Current Assets
Cash and Cash Equivalents	35.65	30.79	25.83	26.53	31.68	26.71	21.99	21.46	21.03
Short-Term Investments	99.92	93.90	82.50	79.53	60.38	61.83	46.06	0.00	0.00
Cash & Short-Term Investments	0.00	124.69	113.29	112.01	92.05	88.54	68.05	21.46	21.03
Accounts Receivable	16.62	12.57	14.44	0.20	0.10	12.47	7.47	6.45	8.05
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.00	0.65	0.63	0.47	0.25	0.25	0.20	0.21	0.15
Total Current Assets	0.00	137.91	128.36	112.68	92.41	101.26	75.72	28.12	29.24
Non-Current Assets
Property, Plant & Equipment (Net)	5.13	5.39	4.95	4.99	5.24	5.43	5.07	4.27	4.20
Long-Term Investments	1.14	0.95	4.83	3.83	537.94	482.30	423.32	434.92	393.70
Goodwill	0.63	0.87	0.87	0.85	0.81	0.76	0.28	0.28	0.27
Intangible Assets	0.98	1.09	1.95	1.86	0.98	2.59	2.46	2.48	2.67
Other Non-Current Assets	0.00	9.59	10.17	19.54	18.19	18.31	11.69	9.52	6.70
Total Non-Current Assets	0.00	619.93	587.37	575.97	563.31	509.46	442.82	451.47	407.55
Total Assets	797.92	757.85	715.73	688.66	655.71	610.72	518.54	479.59	436.79
Current Liabilities
Accounts Payable	0.04	0.04	0.04	0.04	0.03	0.03	0.03	0.03	0.02
Short-Term Debt	0.00	12.80	15.65	11.77	14.37	16.33	13.02	13.04	11.97
Accrued Liabilities	6.88	7.02	6.55	4.78	3.58	-	-	-	-
Other Current Liabilities	0.00	440.17	411.48	409.98	392.05	344.37	312.31	295.68	271.30
Total Current Liabilities	0.00	453.01	427.62	422.79	407.12	361.68	325.94	309.58	283.91
Non-Current Liabilities
Long-Term Debt	130.55	127.00	69.18	68.70	124.92	90.35	73.63	72.67	63.14
Deferred Tax Liabilities	1.82	1.68	2.09	1.45	1.88	1.18	0.78	0.49	0.53
Other Non-Current Liabilities	-61.37	114.73	105.34	68.79	71.56	113.18	78.39	60.57	54.71
Total Non-Current Liabilities	-61.37	245.02	229.46	212.06	199.23	205.64	153.47	134.30	118.83
Total Liabilities	737.09	698.03	657.09	634.56	606.35	567.32	479.42	443.88	402.74
Stockholders' Equity
Common Stock	2.09	2.09	2.09	2.09	2.09	2.09	2.09	2.09	2.09
Retained Earnings	38.33	34.81	31.93	28.95	26.42	22.54	19.71	17.28	15.04
Accumulated Other Comprehensive Income	-0.47	0.50	2.15	1.25	1.38	0.63	0.35	0.18	0.54
Treasury Stock	1.90	1.24	1.17	0.84	1.14	-	-	-	-
Additional Paid-in Capital	16.63	16.65	20.51	20.54	18.64	17.28	16.39	16.15	16.37
Minority Interest	1.78	1.93	1.94	1.28	0.83	0.86	0.59	0.01	0.01
Shares Outstanding	0.00	0.00	0.00	0.00	0.00	-	-	-	-
Total Stockholders' Equity	59.05	57.89	58.64	54.11	48.53	42.54	38.53	35.70	34.04
Total Liabilities & Equity	797.92	757.85	715.73	688.65	655.71	610.72	518.54	479.59	436.79

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About KB Financial Group Balance Sheet

How much debt does KB Financial Group have?

KB Financial Group had total debt of KRW 130.55T as of Dec 31, 2025, against KRW 0.00 in cash and short-term investments. Its debt-to-equity ratio was 2.21. Total debt was KRW 139.81T a year earlier.

What are KB Financial Group's total assets?

KB Financial Group reported total assets of KRW 797.92T as of Dec 31, 2025, up 5.3% from KRW 757.85T a year earlier. Total liabilities were KRW 737.09T.

What is KB Financial Group's shareholders' equity?

KB Financial Group's shareholders' equity was KRW 59.05T as of Dec 31, 2025, or about KRW 164668.80 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition