OneMain Holdings (OMF) Financial Statements & Analysis

OneMain Holdings (OMF) Income Statement

OneMain Holdings reported revenue of $4.97B in fiscal 2025 (fiscal year ended Dec 31, 2025), down 12.6% from $5.69B a year earlier. Net income was $783.00M, up 53.8% year over year, a net margin of 15.8%. Gross margin was 149.8% and operating margin 228.4%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $1.63B, up 5.8% from the same quarter a year earlier.

OneMain Holdings Income Statement Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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OneMain Holdings, Inc. income statement - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	4.97	5.69	5.30	4.20	4.90	4.93	4.68	4.24	3.79
Cost of Revenue	-1.27	-1.19	2.74	2.29	0.94	2.35	2.10	1.92	1.77
Gross Profit	7.45	6.87	2.56	2.80	3.96	2.59	2.58	2.32	2.01
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	1.12	-1.61	1.04	0.99	1.45	1.00	0.99	1.11	0.96
Operating Expenses	-3.90	-3.84	1.72	1.64	2.22	1.61	1.49	1.69	1.58
Operating Income	11.35	10.71	0.84	1.16	1.74	0.98	1.10	0.62	0.43
Other Income/Expense
Interest Income	5.46	4.99	4.56	4.44	4.36	4.37	4.13	3.66	3.20
Interest Expense	1.27	1.19	1.02	0.89	0.94	1.03	0.97	0.88	0.82
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	1.00	0.67	0.84	1.16	1.74	0.98	1.10	0.62	0.43
Income Tax Expense	0.22	-0.16	0.20	0.28	0.43	0.25	0.24	0.18	0.25
Net Income	0.78	0.51	0.64	0.87	1.31	0.73	0.86	0.45	0.18
Net Income - Continuous Operations	0.78	0.51	0.64	0.87	1.31	0.73	0.86	0.45	0.18
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	11.64	10.99	1.10	1.42	2.01	1.24	1.37	0.91	0.76
EBIT	11.35	10.71	0.84	1.16	1.74	-	-	-	-
Depreciation & Amortization	0.29	0.28	0.26	0.26	0.26	0.26	0.27	0.29	0.33
Earnings Per Share
Basic EPS	7.00	4.00	5.00	7.00	10.00	5.00	6.00	3.00	1.00
Diluted EPS	7.00	4.00	5.00	7.00	10.00	5.00	6.00	3.00	1.00
Basic Shares Outstanding	0.12	0.12	0.12	0.12	0.13	0.13	0.14	0.14	0.14
Diluted Shares Outstanding	0.12	0.12	0.12	0.12	0.13	0.13	0.14	0.14	0.14

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About OneMain Holdings Financial Statements

What was OneMain Holdings's revenue in fiscal 2025?

OneMain Holdings reported revenue of $4.97B in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 12.6% from $5.69B a year earlier.

Is OneMain Holdings profitable?

Yes. OneMain Holdings earned net income of $783.00M in fiscal 2025, a net margin of 15.8%. In fiscal 2024 it earned $509.00M.

What is OneMain Holdings's operating margin?

OneMain Holdings's operating income was $11.35B on revenue of $4.97B in fiscal 2025, an operating margin of 228.4%, compared with 188.3% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition