OneMain Holdings (OMF) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), OneMain Holdings had a P/E ratio of 10.16 (down from 12.22), return on equity of 23.8% (up from 16.0%), debt-to-equity of 6.71 (down from 6.77) and a current ratio of 422.30. A current ratio of 422.30 means current assets exceed current liabilities. Its dividend yield was 6.52% with a payout ratio of 39.5%.

OneMain Holdings Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

Scroll to see more

Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	10.16	12.22	9.20	4.67	4.93	8.86
Forward P/E	8.96	8.63	7.50	4.97	5.58	7.18
P/S Ratio	2.67	2.49	2.31	1.46	1.88	2.50
P/B Ratio	2.34	1.95	1.85	1.35	2.10	1.88
Price/Tangible Book	4.83	4.35	3.96	3.09	4.69	3.78
Price/OCF	2.54	2.31	2.34	1.71	2.88	2.92
PEG Ratio	0.40	0.65	0.95	0.50	0.32	0.72
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	23.76%	15.96%	20.67%	28.55%	40.22%	18.79%
Return on Assets (ROA)	2.94%	2.03%	2.74%	3.91%	5.90%	3.22%
Return on Invested Capital (ROIC)	3.28%	2.23%	2.87%	4.20%	6.48%	-
Leverage & Solvency Ratios
Debt/Equity	6.71	6.77	6.27	6.12	5.79	5.22
Liquidity Ratios
Current Ratio	422.30	-	-	-	-	-
Quick Ratio	409.35	-	-	-	-	-
Efficiency Ratios
Asset Turnover	0.11	0.10	0.11	0.13	0.15	0.11
Yield & Distribution Ratios
Earnings Yield	9.85%	8.18%	10.87%	21.42%	20.28%	11.28%
Dividend Yield	6.52%	9.00%	10.06%	15.58%	7.61%	5.03%
Payout Ratio	39.46%	61.49%	55.69%	55.05%	127.63%	26.91%
Buyback Yield	0.71%	0.42%	3.04%	6.49%	1.38%	1.03%
Total Return	7.22%	9.42%	13.10%	22.07%	8.99%	6.06%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About OneMain Holdings Financial Ratios

What is OneMain Holdings's P/E ratio?

OneMain Holdings's P/E ratio was 10.16 for fiscal 2025 (period ended Dec 31, 2025). It was 12.22 a year earlier.

What is OneMain Holdings's return on equity?

OneMain Holdings's return on equity (ROE) was 23.8% for fiscal 2025 (period ended Dec 31, 2025). It was 16.0% a year earlier.

What is OneMain Holdings's debt-to-equity ratio?

OneMain Holdings's debt-to-equity ratio was 6.71 for fiscal 2025 (period ended Dec 31, 2025). It was 6.77 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition