Plumas Bancorp (PLBC) Financial Statements & Analysis

Plumas Bancorp (PLBC) Income Statement

Plumas Bancorp reported revenue of $108.25M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 48.6% from $72.86M a year earlier. Net income was $29.62M, up 3.5% year over year, a net margin of 27.4%. Gross margin was 80.9% and operating margin 36.6%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $28.62M, up 39.7% from the same quarter a year earlier.

Plumas Bancorp Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Plumas Bancorp income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Revenue & Gross Profit
Revenue	108.25	72.86	84.89	69.29	55.37	47.86	47.21	43.03	37.17
Cost of Revenue	20.73	11.83	7.57	2.55	2.26	4.40	3.25	2.24	1.62
Gross Profit	87.52	61.03	77.32	67.99	54.24	43.45	43.96	40.80	35.55
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	35.17	24.25	22.76	19.26	14.18	15.05	15.44	14.59	12.46
Operating Expenses	47.93	22.03	37.11	32.32	25.75	23.50	22.58	21.67	20.05
Operating Income	39.59	39.00	40.21	35.67	28.49	19.95	21.38	19.13	15.51
Other Income/Expense
Interest Income	102.31	84.33	74.59	59.76	48.07	39.62	39.30	34.32	28.95
Interest Expense	13.88	10.63	4.80	1.25	1.14	1.23	1.75	1.24	1.02
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	39.59	39.00	40.21	35.67	28.49	19.95	21.38	19.13	15.51
Income Tax Expense	9.98	10.38	10.44	9.23	7.48	5.48	5.87	5.13	7.32
Net Income	29.62	28.62	29.78	26.44	21.01	14.48	15.51	13.99	8.19
Net Income - Continuous Operations	29.62	28.62	29.78	26.44	21.01	14.48	15.51	13.99	8.19
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-
EBITDA	42.43	40.50	41.88	2.75	2.74	21.38	22.70	20.17	16.53
EBIT	-	-	-	-	-	-	-	-	-
Depreciation & Amortization	2.84	1.50	1.67	0.28	0.25	1.42	1.39	1.04	1.03
Earnings Per Share
Basic EPS	5.00	5.00	5.00	5.00	4.00	3.00	3.00	3.00	2.00
Diluted EPS	5.00	5.00	5.00	4.00	4.00	3.00	3.00	3.00	2.00
Basic Shares Outstanding	6.44	5.90	5.86	5.84	5.50	5.18	5.16	5.11	5.06
Diluted Shares Outstanding	6.52	5.97	5.93	5.91	5.58	5.23	5.23	5.22	5.19

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Plumas Bancorp Financial Statements

What was Plumas Bancorp's revenue in fiscal 2025?

Plumas Bancorp reported revenue of $108.25M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 48.6% from $72.86M a year earlier.

Is Plumas Bancorp profitable?

Yes. Plumas Bancorp earned net income of $29.62M in fiscal 2025, a net margin of 27.4%. In fiscal 2024 it earned $28.62M.

What is Plumas Bancorp's operating margin?

Plumas Bancorp's operating income was $39.59M on revenue of $108.25M in fiscal 2025, an operating margin of 36.6%, compared with 53.5% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition