Plumas Bancorp (PLBC) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), Plumas Bancorp had a P/E ratio of 10.49 (up from 9.74), return on equity of 13.5% (down from 17.6%), debt-to-equity of 0.57 (up from 0.35) and return on assets of 1.5% (down from 1.8%). Its dividend yield was 2.69% with a payout ratio of 26.1%.

Plumas Bancorp Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Valuation Ratios
P/E Ratio	10.49	9.74	8.15	8.20	9.35	8.41
Forward P/E	8.42	10.46	8.69	-	-	-
P/S Ratio	3.40	3.43	3.12	3.17	3.60	2.79
P/B Ratio	1.19	1.57	1.65	1.82	1.47	1.22
Price/Tangible Book	1.38	1.62	1.71	1.91	1.53	1.22
Price/FCF	15.33	9.34	6.73	4.02	-	5.29
Price/OCF	14.40	9.13	6.33	3.81	-	4.94
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	13.49%	17.60%	22.36%	20.90%	17.94%	15.68%
Return on Assets (ROA)	1.53%	1.77%	1.84%	1.64%	1.54%	1.46%
Leverage & Solvency Ratios
Debt/Equity	0.57	0.35	0.79	0.27	0.23	0.29
Debt/FCF	7.29	2.07	3.22	0.60	-	1.27
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	9.53%	10.27%	12.27%	12.20%	10.70%	11.89%
FCF Yield	6.52%	10.70%	14.86%	24.85%	-4.76%	18.91%
Dividend Yield	2.69%	2.29%	2.42%	1.73%	1.66%	1.73%
Payout Ratio	26.07%	22.24%	19.69%	14.13%	14.67%	12.89%
Buyback Yield	-9.20%	-0.57%	-0.37%	-5.89%	-6.75%	-0.04%
Total Return	-6.51%	1.72%	2.05%	-4.17%	-5.09%	1.69%

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About Plumas Bancorp Financial Ratios

What is Plumas Bancorp's P/E ratio?

Plumas Bancorp's P/E ratio was 10.49 for fiscal 2025 (period ended Dec 31, 2025). It was 9.74 a year earlier.

What is Plumas Bancorp's return on equity?

Plumas Bancorp's return on equity (ROE) was 13.5% for fiscal 2025 (period ended Dec 31, 2025). It was 17.6% a year earlier.

What is Plumas Bancorp's debt-to-equity ratio?

Plumas Bancorp's debt-to-equity ratio was 0.57 for fiscal 2025 (period ended Dec 31, 2025). It was 0.35 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition