CPI Card Group (PMTS) Balance Sheet: Assets & Liabilities

CPI Card Group (PMTS) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), CPI Card Group reported total assets of $403.19M and total liabilities of $420.52M. Shareholders' equity was negative at −$17.33M, meaning liabilities exceed assets. Total debt stood at $299.13M against $21.70M in cash and short-term investments, a net debt position of $277.43M.

CPI Card Group Balance Sheet Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for CPI Card Group Inc. (PMTS) - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017
Current Assets
Cash and Cash Equivalents	21.70	33.54	12.41	11.04	20.68	57.60	18.68	20.29	23.21
Cash & Short-Term Investments	21.70	33.54	12.41	11.04	20.68	57.60	18.68	20.29	23.21
Accounts Receivable	95.90	85.49	73.72	80.58	60.95	65.10	47.00	49.36	40.74
Inventory	72.24	72.66	70.59	68.40	58.01	24.80	20.19	9.83	16.24
Other Current Assets	15.57	11.35	8.65	7.55	5.52	5.03	6.35	5.00	24.33
Total Current Assets	204.94	203.04	165.38	167.57	145.70	152.53	92.22	84.47	89.37
Non-Current Assets
Property, Plant & Equipment (Net)	108.43	68.65	63.05	57.18	47.25	39.40	41.61	39.11	49.30
Long-Term Investments	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-5.75	-12.29
Goodwill	48.76	47.15	47.15	47.15	47.15	47.15	47.15	47.15	53.61
Intangible Assets	18.54	10.49	14.12	17.99	21.85	26.21	30.80	35.44	41.47
Other Non-Current Assets	22.51	20.33	3.98	6.78	6.18	0.86	1.23	1.03	0.25
Total Non-Current Assets	198.25	146.62	128.31	129.10	122.44	113.62	120.80	122.73	144.63
Total Assets	403.19	349.66	293.68	296.67	268.14	266.15	213.01	207.20	234.01
Current Liabilities
Accounts Payable	27.80	16.12	12.80	24.37	26.44	18.88	16.48	16.51	13.24
Short-Term Debt	12.46	9.07	7.32	5.70	4.11	8.03	4.49	0.52	0.00
Current Portion of Long-Term Debt	-	-	-	-	-	8.03	-	-	-
Accrued Liabilities	36.41	57.98	27.52	40.07	37.15	23.74	-	-	-
Deferred Revenue	3.92	1.49	0.84	3.57	1.18	1.87	0.47	0.91	4.18
Other Current Liabilities	39.92	48.05	28.19	32.66	30.11	19.01	17.97	23.33	18.46
Total Current Liabilities	84.10	75.59	49.45	68.01	64.78	56.93	41.69	41.28	34.54
Non-Current Liabilities
Long-Term Debt	286.67	280.41	265.00	285.52	303.63	328.68	307.78	306.86	303.87
Deferred Tax Liabilities	2.25	3.32	7.14	6.81	5.25	7.41	6.37	5.75	12.29
Other Non-Current Liabilities	47.51	29.29	24.04	25.21	20.76	2.63	11.48	8.64	15.17
Total Non-Current Liabilities	336.43	309.69	296.17	310.73	324.39	347.26	325.62	315.50	319.04
Total Liabilities	420.52	385.28	345.62	378.74	389.16	404.19	367.31	356.78	353.58
Stockholders' Equity
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Retained Earnings	84.75	69.80	50.28	26.29	-10.25	-26.19	-42.32	-36.00	-1.37
Accumulated Other Comprehensive Income	0.00	-105.43	0.00	-108.38	-110.78	-111.86	0.00	-1.36	-5.14
Additional Paid-in Capital	-102.09	-105.43	-102.22	-108.38	-110.78	-111.86	-111.99	-112.22	-113.08
Shares Outstanding	11.46	11.24	11.45	11.39	11.26	-	-	-	-
Total Stockholders' Equity	-17.33	-35.62	-51.94	-82.08	-121.02	-138.04	-154.30	-149.58	-119.57
Total Liabilities & Equity	403.19	349.66	293.68	296.67	268.14	266.15	213.01	207.20	234.01

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About CPI Card Group Balance Sheet

How much debt does CPI Card Group have?

CPI Card Group had total debt of $299.13M as of Dec 31, 2025, against $21.70M in cash and short-term investments. Total debt was $289.47M a year earlier.

What are CPI Card Group's total assets?

CPI Card Group reported total assets of $403.19M as of Dec 31, 2025, up 15.3% from $349.66M a year earlier. Total liabilities were $420.52M.

What is CPI Card Group's shareholders' equity?

CPI Card Group's shareholders' equity was negative at −$17.33M as of Dec 31, 2025, so its liabilities exceeded its assets.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition