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Chicago Atlantic Real Estate Finance, Inc.

REFINASDAQReal EstateREIT - Mortgage

$9.37Today:- (-)1Y −28.24%

As of Oct 23, 2026 close

Market cap
$203.46M
P/E (TTM)
6.92
Forward P/E
8.91
Dividend yield
20.00%
52-week range
$8.76$13.49
Volume (live)
-
Avg. volume (3M)
233.37K

Chicago Atlantic Real Estate Finance (REFI) Stock Price & Financial Analysis

Chicago Atlantic Real Estate Finance Stock Price Chart

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Financial Metrics & Key Statistics

Fundamental metrics, valuation ratios, and profitability indicators

Price & Trading Activity
Day's Range$9.22 - $9.45
52-Week High$13.49
52-Week Low$8.76
Open$9.32
Volume (last close)94.28K
Average Volume (3M)233.37K
Earnings & Profitability
Revenue (TTM)60.14M
Net Income (TTM)29.41M
Free Cash Flow (TTM)26.92M
EPS (TTM)$1.37
Profit Margin48.89%
Operating Margin41.39%
Return on Equity (ROE)9.75%
Debt to Equity0.47
Dividend Information
Annual Dividend$1.88
Dividend Yield20.00%
Payout Ratio137.64%
Last Dividend Ex-DateSep 30, 2026
Size & Valuation
Market Cap203.46M
Shares Outstanding21.71M
P/E Ratio (TTM)6.92
Forward P/E8.91
Price to Sales (P/S)3.38
Price to Book (P/B)0.67
EV/EBITDA13.31
Technical Indicators
50-Day MA$10.34
200-Day MA$11.25
1-Year Change−28.24%

Source: Market prices and company fundamentals. Data as of Oct 23, 2026. Data sources and methodology

Compare REFI with other stocks

Chicago Atlantic Real Estate Finance at a Glance

As of the Oct 23, 2026 close, Chicago Atlantic Real Estate Finance (REFI) has a market capitalization of $203.46M. The stock trades at 6.9× trailing earnings, 8.9× forward earnings and 3.4× sales. Over the trailing twelve months it earned $29.41M on revenue of $60.14M (a 48.9% profit margin) and generated $26.92M of free cash flow. Revenue fell 6.9% year over year.

As of its latest reported balance sheet, it holds $13.35M in cash and securities against $140.50M of debt, a net debt position of $127.15M.

Chicago Atlantic Real Estate Finance pays a quarterly dividend totaling $1.88 per share a year, a 20.00% yield at the Oct 23, 2026 close, with a 138% payout ratio.

The share price is down 28.2% over the past year. At $9.37 (the Oct 23, 2026 close) it sits near the bottom of its 52-week range of $8.76 to $13.49, below its 200-day moving average of $11.25.

Based on 2 professional analyst ratings from the past 90 days, the consensus is Hold.

Frequently Asked Questions About Chicago Atlantic Real Estate Finance

What is the current stock price for REFI?

As of the Oct 23, 2026 close, REFI stock trades at $9.37. The 52-week range is $8.76–$13.49, with a day range of $9.22–$9.45.

What is the P/E ratio for REFI?

As of the Oct 23, 2026 close, Chicago Atlantic Real Estate Finance's trailing twelve-month (TTM) P/E ratio is 6.9, meaning investors pay $6.9 for every $1 of annual earnings. The forward P/E is 8.9, reflecting analyst expectations for future earnings. Chicago Atlantic Real Estate Finance operates in the Real Estate sector.

Does REFI pay dividends?

Yes, Chicago Atlantic Real Estate Finance pays a 20.00% annual dividend yield as of the Oct 23, 2026 close ($1.88 per share a year). The trailing twelve-month payout ratio is 137.6%. The most recent ex-dividend date was September 30, 2026.

What do analysts recommend for REFI?

Based on ratings from 2 professional analysts over the last 90 days, the consensus for REFI is Hold.

What is the market cap of REFI?

As of the Oct 23, 2026 close, Chicago Atlantic Real Estate Finance's market capitalization is $203.5M, classifying it as a micro-cap company. Chicago Atlantic Real Estate Finance operates in the Real Estate sector within the REIT - Mortgage industry.