What is the analyst consensus rating for SOFI?

The analyst consensus rating for SOFI is "Hold" based on 23 analyst recommendations.

What is the average price target for SOFI?

The average 12-month price target for SOFI is $20.59, representing an upside of 19.1% from the current price of $17.29.

What do analyst ratings mean?

Analyst ratings indicate investment recommendations: Strong Buy and Buy are bullish signals suggesting the stock may outperform. Hold means the stock is fairly valued. Sell and Strong Sell are bearish signals suggesting potential underperformance. These ratings are based on fundamental analysis and valuation models.

What is a price target?

A price target is an analyst's projection of a stock's fair value over a specific timeframe, typically 12 months. Analysts use fundamental analysis, financial modeling, and industry comparisons to estimate where the stock should trade. Price targets can range from low (conservative) to high (optimistic) estimates.

SoFi Technologies, Inc. (SOFI) Forecast: Analyst Ratings & Targets

Latest SOFI Analyst Ratings & Recommendations

Recent analyst recommendations with rating changes and price target updates (last 90 days)

Date	Analyst	Firm	Action	Rating	Price Target
Jun 5, 2026	Zacks Equity Research	Zacks Equity Research	Initiates Coverage	Buy	-
May 29, 2026	Vincent Caintic	BTIG	Maintains	Hold	-
May 12, 2026	Matthew Coad	Truist	Maintains	Hold	$20.00 → $17.00 -3.00 (-15.0%)
May 11, 2026	Marc Guberti	The Motley Fool	Initiates Coverage	Buy	-
May 7, 2026	Unknown Analyst	Argus Research	Maintains	Hold	-
May 5, 2026	Dan Dolev	Mizuho	Maintains	Buy	$38.00 → $29.00 -9.00 (-23.7%)
May 4, 2026	Ken Shih	DBS	Maintains	Buy	$28.00
May 4, 2026	Peter Christiansen	Citi	Reiterates	Buy	$37.00 → $30.00 -7.00 (-18.9%)
Apr 30, 2026	Tim Switzer	KBW	Initiates Coverage	Sell	$17.00 → $16.00 -1.00 (-5.9%)
Apr 30, 2026	Kyle Joseph	Stephens	Maintains	Buy	$26.00 → $25.00 -1.00 (-3.9%)
Apr 30, 2026	Mark DeVries	Deutsche Bank	Maintains	Hold	$26.00 → $18.00 -8.00 (-30.8%)
Apr 30, 2026	Moshe Orenbuch	TD Cowen	Initiates Coverage	Hold	$24.00 → $18.00 -6.00 (-25.0%)
Apr 30, 2026	Will Nance	Goldman Sachs	Maintains	Hold	$20.00 → $17.00 -3.00 (-15.0%)
Apr 30, 2026	Terry Ma	Barclays	Maintains	Hold	$18.00
Apr 30, 2026	Timothy Chiodo	UBS	Maintains	Hold	$24.50 → $21.00 -3.50 (-14.3%)
Apr 30, 2026	Kyle Peterson	Needham	Reiterates	Buy	$33.00 → $25.00 -8.00 (-24.2%)
Apr 30, 2026	Jeffrey Adelson	Morgan Stanley	Initiates Coverage	Sell	$18.00 → $16.00 -2.00 (-11.1%)
Apr 29, 2026	Mihir Bhatia	BofA Securities	Reiterates	Sell	$18.00 → $17.00 -1.00 (-5.6%)
Apr 27, 2026	Andrew Jeffrey	William Blair	Reiterates	Buy	-
Apr 24, 2026	Matthew Coad	Truist	Maintains	Hold	$21.00 → $20.00 -1.00 (-4.8%)
Apr 20, 2026	Ben McPoland	The Motley Fool	Initiates Coverage	Buy	-
Apr 14, 2026	Michael Ng	Goldman Sachs	Maintains	Hold	$25.00 → $20.00 -5.00 (-20.0%)
Apr 9, 2026	Timothy Switzer	Keefe, Bruyette & Woods	Maintains	Sell	$20.00 → $17.00 -3.00 (-15.0%)
Apr 9, 2026	Donald Fandetti	Wells Fargo	Maintains	Hold	$19.00 → $18.00 -1.00 (-5.3%)
Apr 6, 2026	Terry Ma	Barclays	Maintains	Hold	$28.00 → $18.00 -10.00 (-35.7%)

Zacks Equity Research

BuyInitiates Coverage

Jun 5

Vincent Caintic

BTIG

HoldMaintains

May 29

Matthew Coad

Truist

HoldMaintains

$20.00 → $17.00

May 12

Marc Guberti

The Motley Fool

BuyInitiates Coverage

May 11

Unknown Analyst

Argus Research

HoldMaintains

May 7

Dan Dolev

Mizuho

BuyMaintains

$38.00 → $29.00

May 5

Ken Shih

DBS

BuyMaintains

$28.00

May 4

Peter Christiansen

Citi

BuyReiterates

$37.00 → $30.00

May 4

Tim Switzer

KBW

SellInitiates Coverage

$17.00 → $16.00

Apr 30

Kyle Joseph

Stephens

BuyMaintains

$26.00 → $25.00

Apr 30

Mark DeVries

Deutsche Bank

HoldMaintains

$26.00 → $18.00

Apr 30

Moshe Orenbuch

TD Cowen

HoldInitiates Coverage

$24.00 → $18.00

Apr 30

Will Nance

Goldman Sachs

HoldMaintains

$20.00 → $17.00

Apr 30

Terry Ma

Barclays

HoldMaintains

$18.00

Apr 30

Timothy Chiodo

UBS

HoldMaintains

$24.50 → $21.00

Apr 30

Kyle Peterson

Needham

BuyReiterates

$33.00 → $25.00

Apr 30

Jeffrey Adelson

Morgan Stanley

SellInitiates Coverage

$18.00 → $16.00

Apr 30

Mihir Bhatia

BofA Securities

SellReiterates

$18.00 → $17.00

Apr 29

Andrew Jeffrey

William Blair

BuyReiterates

Apr 27

Matthew Coad

Truist

HoldMaintains

$21.00 → $20.00

Apr 24

Ben McPoland

The Motley Fool

BuyInitiates Coverage

Apr 20

Michael Ng

Goldman Sachs

HoldMaintains

$25.00 → $20.00

Apr 14

Timothy Switzer

Keefe, Bruyette & Woods

SellMaintains

$20.00 → $17.00

Apr 9

Donald Fandetti

Wells Fargo

HoldMaintains

$19.00 → $18.00

Apr 9

Terry Ma

Barclays

HoldMaintains

$28.00 → $18.00

Apr 6

SoFi Technologies, Inc. (SOFI) Analyst Forecast

Analyst Consensus Rating

Consensus Rating

Average Price Target

Latest SOFI Analyst Ratings & Recommendations

Frequently Asked Questions