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SoFi Technologies, Inc.

SOFINASDAQFinancialsCredit Services

$15.09Today:- (-)1Y −43.27%

As of Oct 15, 2026 close

Market cap
$20.40B
P/E (TTM)
32.06
Forward P/E
28.09
Dividend yield
-
52-week range
$13.92$32.73
Volume (live)
-
Avg. volume (3M)
45.63M

SoFi Technologies, Inc. (SOFI) Analyst Forecast

Analyst consensus ratings, 12-month price targets, and expert recommendations for SoFi Technologies, Inc. stock.

Analyst Consensus Rating

Investment consensus from 20 professional research analysts

Consensus Rating

Hold
Based on 20 unique analysts
(25 total ratings in last 90 days)
Very High Confidence2.3:1 Buy/Sell

Average Price Target

$20.67
+36.98% upside

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Strong Sell
Sell
Hold
Buy
Strong Buy

Latest SOFI Analyst Ratings & Recommendations

Recent analyst recommendations with rating changes and price target updates (last 90 days)

Moumita C. Chattopadhyay
Zacks Equity Research
HoldInitiates Coverage
-
Rohit Vasant Fatarpekar
Zacks Equity Research
HoldInitiates Coverage
-
Zacks Equity Research
Zacks Equity Research
HoldInitiates Coverage
-
Moumita C. Chattopadhyay
Zacks Equity Research
HoldInitiates Coverage
-
Rohit Vasant Fatarpekar
Zacks Equity Research
HoldInitiates Coverage
-
Andrew Jeffrey
William Blair
BuyReiterates
-
Reginald Smith
Loop Capital
HoldInitiates
$22.00
Tim Switzer
KBW
SellMaintains
$16.00
Lance Jessurun
Scotiabank
BuyInitiates
$25.00
Lance Jessurun
Scotiabank
BuyInitiates
$25.00
Vincent Caintic
BTIG
HoldMaintains
-
Vincent Caintic
BTIG
HoldMaintains
-
Donald Fandetti
Wells Fargo
HoldMaintains
$17.00
Patrick Moley
Piper Sandler
BuyInitiates
$22.00
Matthew Coad
Truist
HoldMaintains
$18.00 → $19.00
Manyi Lu
DBS
BuyMaintains
$28.00
Matthew Coad
Truist
HoldMaintains
$18.00 → $19.00
Peter Christiansen
Citi
BuyMaintains
$30.00
Dan Dolev
Mizuho
BuyMaintains
$29.00 → $22.00
Moshe Orenbuch
TD Cowen
HoldInitiates Coverage
$18.00
Will Nance
Goldman Sachs
HoldInitiates Coverage
$21.00 → $18.00
Terry Ma
Barclays
HoldMaintains
$18.00
Kyle Peterson
Needham
BuyReiterates
$25.00 → $24.00
Jeffrey Adelson
Morgan Stanley
SellMaintains
$16.00 → $15.00
Mihir Bhatia
BofA Securities
SellMaintains
$17.00 → $16.00

Source: Professional analyst ratings and price targets from the last 90 days. Data as of Oct 9, 2026. Data sources and methodology

Frequently Asked Questions

What is the analyst consensus rating for SOFI?

The analyst consensus rating for SOFI is Hold, based on the latest ratings from 20 analysts over the last 90 days.

What is the average price target for SOFI?

The average 12-month price target for SOFI is $20.67, representing an upside of 37.0% from the Oct 15, 2026 close of $15.09.

What do analyst ratings mean?

Analyst ratings indicate investment recommendations: Strong Buy and Buy are bullish signals suggesting the stock may outperform. Hold means the stock is fairly valued. Sell and Strong Sell are bearish signals suggesting potential underperformance. These ratings are based on fundamental analysis and valuation models.

What is a price target?

A price target is an analyst's projection of a stock's fair value over a specific timeframe, typically 12 months. Analysts use fundamental analysis, financial modeling, and industry comparisons to estimate where the stock should trade. Price targets can range from low (conservative) to high (optimistic) estimates.