USCB Financial Holdings (USCB) Income Statement

USCB Financial Holdings reported revenue of $152.08M in fiscal 2025 (fiscal year ended Dec 31, 2025), up 91.2% from $79.52M a year earlier. Net income was $26.10M, up 5.8% year over year, a net margin of 17.2%. Gross margin was 58.1% and operating margin 23.6%. In the most recent quarter, Q2 fiscal 2026 (ended Jun 30, 2026), revenue was $27.95M, up 14.5% from the same quarter a year earlier.

USCB Financial Holdings Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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USCB Financial Holdings, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period ending	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
Revenue & Gross Profit
Revenue	152.08	79.52	63.60	68.73	63.35	58.73	44.75
Cost of Revenue	63.67	64.45	44.82	9.93	4.07	12.29	0.00
Gross Profit	88.41	79.52	63.60	66.23	59.87	46.44	44.75
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	39.37	10.59	10.60	23.94	9.94	21.43	24.94
Operating Expenses	52.49	47.04	41.81	39.15	32.19	33.04	30.98
Operating Income	35.92	32.48	21.80	27.09	27.68	13.41	14.10
Other Income/Expense
Interest Income	145.49	131.23	101.02	71.10	56.72	52.63	0.00
Interest Expense	61.86	61.30	42.45	7.44	4.23	9.04	0.00
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	-0.34
Income
Income Before Tax	35.92	32.48	21.80	27.09	27.68	13.41	13.77
Income Tax Expense	9.82	7.80	5.25	6.94	6.60	2.59	3.38
Net Income	26.10	24.67	16.55	20.14	21.08	10.82	10.39
Net Income - Continuous Operations	26.10	24.67	16.55	20.14	21.08	10.82	10.39
Net Income - Discontinued Operations	-	-	-	-	-	-	-
EBITDA	36.37	0.59	0.59	27.77	1.03	14.68	35.13
EBIT	-	-	-	-	-	-	-
Depreciation & Amortization	0.46	0.59	0.59	0.69	1.03	1.27	1.23
Earnings Per Share
Basic EPS	1.00	1.00	1.00	1.00	-7.00	1.00	1.00
Diluted EPS	1.00	1.00	1.00	1.00	-7.00	1.00	1.00
Basic Shares Outstanding	18.12	19.68	19.62	20.00	10.51	19.38	10.06
Diluted Shares Outstanding	18.35	19.83	19.69	20.18	10.51	19.38	10.06

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About USCB Financial Holdings Financial Statements

What was USCB Financial Holdings's revenue in fiscal 2025?

USCB Financial Holdings reported revenue of $152.08M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was up 91.2% from $79.52M a year earlier.

Is USCB Financial Holdings profitable?

Yes. USCB Financial Holdings earned net income of $26.10M in fiscal 2025, a net margin of 17.2%. In fiscal 2024 it earned $24.67M.

What is USCB Financial Holdings's operating margin?

USCB Financial Holdings's operating income was $35.92M on revenue of $152.08M in fiscal 2025, an operating margin of 23.6%, compared with 40.8% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition