USCB Financial Holdings, Inc.
USCBNASDAQFinancialsBanks - Regional
As of Oct 15, 2026 close
- Market cap
- $413.32M
- P/E (TTM)
- 14.39
- Forward P/E
- 15.05
- Dividend yield
- 2.13%
- 52-week range
- $16.36$23.89
- Volume (live)
- -
- Avg. volume (3M)
- 79.43K
USCB Financial Holdings (USCB) Stock Price & Financial Analysis
USCB Financial Holdings Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $21.98 - $22.41 |
|---|---|
| 52-Week High | $23.89 |
| 52-Week Low | $16.36 |
| Open | $22.06 |
| Volume (last close) | 45.30K |
| Average Volume (3M) | 79.43K |
| Revenue (TTM) | 94.96M |
|---|---|
| Net Income (TTM) | 28.73M |
| Free Cash Flow (TTM) | 49.09M |
| EPS (TTM) | $1.53 |
| Profit Margin | 30.26% |
| Operating Margin | 41.57% |
| Return on Equity (ROE) | 12.32% |
| Debt to Equity | 0.65 |
| Annual Dividend | $0.48 |
|---|---|
| Dividend Yield | 2.13% |
| Payout Ratio | 31.03% |
| Last Dividend Ex-Date | Aug 17, 2026 |
| Market Cap | 413.32M |
|---|---|
| Shares Outstanding | 18.51M |
| P/E Ratio (TTM) | 14.39 |
| Forward P/E | 15.05 |
| Price to Sales (P/S) | 4.35 |
| Price to Book (P/B) | 1.77 |
| EV/EBITDA | 34.26 |
| 50-Day MA | $22.55 |
|---|---|
| 200-Day MA | $20.14 |
| 1-Year Change | +31.74% |
Source: Market prices and company fundamentals. Data as of Oct 15, 2026. Data sources and methodology
USCB Financial Holdings at a Glance
As of the Oct 15, 2026 close, USCB Financial Holdings (USCB) has a market capitalization of $413.32M. The stock trades at 14.4× trailing earnings, 15.1× forward earnings and 4.3× sales. Over the trailing twelve months it earned $28.73M on revenue of $94.96M (a 30.3% profit margin) and generated $49.09M of free cash flow. Revenue grew 6.6% year over year.
As of its latest reported balance sheet, it holds $118.15M in cash and securities against $151.38M of debt, a net debt position of $33.22M.
USCB Financial Holdings pays a quarterly dividend totaling $0.47 per share a year, a 2.13% yield at the Oct 15, 2026 close, with a 31% payout ratio and 1 consecutive year of dividend increases.
The share price is up 31.7% over the past year. At $22.33 (the Oct 15, 2026 close) it sits within its 52-week range of $16.36 to $23.89, above its 200-day moving average of $20.14.
Based on 1 professional analyst rating from the past 90 days, the consensus is Hold.
Frequently Asked Questions About USCB Financial Holdings
What is the current stock price for USCB?
As of the Oct 15, 2026 close, USCB stock trades at $22.33. The 52-week range is $16.36–$23.89, with a day range of $21.98–$22.41.
What is the P/E ratio for USCB?
As of the Oct 15, 2026 close, USCB Financial Holdings's trailing twelve-month (TTM) P/E ratio is 14.4, meaning investors pay $14.4 for every $1 of annual earnings. The forward P/E is 15.1, reflecting analyst expectations for future earnings. USCB Financial Holdings operates in the Financials sector.
Does USCB pay dividends?
Yes, USCB Financial Holdings pays a 2.13% annual dividend yield as of the Oct 15, 2026 close ($0.47 per share a year). The trailing twelve-month payout ratio is 31.0%. The most recent ex-dividend date was August 17, 2026.
What do analysts recommend for USCB?
Based on ratings from 1 professional analyst over the last 90 days, the consensus for USCB is Hold.
What is the market cap of USCB?
As of the Oct 15, 2026 close, USCB Financial Holdings's market capitalization is $413.3M, classifying it as a small-cap company. USCB Financial Holdings operates in the Financials sector within the Banks - Regional industry.