Waterstone Financial, Inc.
WSBFNASDAQFinancialsBanks - Regional
As of Oct 15, 2026 close
- Market cap
- $341.45M
- P/E (TTM)
- 11.34
- Forward P/E
- 7.92
- Dividend yield
- 3.32%
- 52-week range
- $14.52$21.66
- Volume (live)
- -
- Avg. volume (3M)
- 91.49K
Waterstone Financial (WSBF) Stock Price & Financial Analysis
Waterstone Financial Stock Price Chart
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Financial Metrics & Key Statistics
Fundamental metrics, valuation ratios, and profitability indicators
| Day's Range | $19.81 - $20.18 |
|---|---|
| 52-Week High | $21.66 |
| 52-Week Low | $14.52 |
| Open | $19.86 |
| Volume (last close) | 76.94K |
| Average Volume (3M) | 91.49K |
| Revenue (TTM) | 163.16M |
|---|---|
| Net Income (TTM) | 30.10M |
| Free Cash Flow (TTM) | 42.78M |
| EPS (TTM) | $1.73 |
| Profit Margin | 18.45% |
| Operating Margin | 12.19% |
| Return on Equity (ROE) | 8.57% |
| Debt to Equity | 1.15 |
| Annual Dividend | $0.66 |
|---|---|
| Dividend Yield | 3.32% |
| Payout Ratio | 38.26% |
| Last Dividend Ex-Date | Oct 8, 2026 |
| Market Cap | 341.45M |
|---|---|
| Shares Outstanding | 17.18M |
| P/E Ratio (TTM) | 11.34 |
| Forward P/E | 7.92 |
| Price to Sales (P/S) | 2.09 |
| Price to Book (P/B) | 0.97 |
| EV/EBITDA | 554.49 |
| 50-Day MA | $20.67 |
|---|---|
| 200-Day MA | $19.02 |
| 1-Year Change | +35.91% |
Source: Market prices and company fundamentals. Data as of Oct 15, 2026. Data sources and methodology
Waterstone Financial at a Glance
As of the Oct 15, 2026 close, Waterstone Financial (WSBF) has a market capitalization of $341.45M. The stock trades at 11.3× trailing earnings, 7.9× forward earnings and 2.1× sales. Over the trailing twelve months it earned $30.10M on revenue of $163.16M (a 18.4% profit margin) and generated $42.78M of free cash flow. Revenue grew 0.3% year over year.
As of its latest reported balance sheet, it holds $38.20M in cash and securities against $405.39M of debt, a net debt position of $367.19M.
Waterstone Financial pays a quarterly dividend totaling $0.66 per share a year, a 3.32% yield at the Oct 15, 2026 close, with a 38% payout ratio.
The share price is up 35.9% over the past year. At $19.87 (the Oct 15, 2026 close) it sits within its 52-week range of $14.52 to $21.66, above its 200-day moving average of $19.02.
Based on 1 professional analyst rating from the past 90 days, the consensus is Buy.
Frequently Asked Questions About Waterstone Financial
What is the current stock price for WSBF?
As of the Oct 15, 2026 close, WSBF stock trades at $19.87. The 52-week range is $14.52–$21.66, with a day range of $19.81–$20.18.
What is the P/E ratio for WSBF?
As of the Oct 15, 2026 close, Waterstone Financial's trailing twelve-month (TTM) P/E ratio is 11.3, meaning investors pay $11.3 for every $1 of annual earnings. The forward P/E is 7.9, reflecting analyst expectations for future earnings. Waterstone Financial operates in the Financials sector.
Does WSBF pay dividends?
Yes, Waterstone Financial pays a 3.32% annual dividend yield as of the Oct 15, 2026 close ($0.66 per share a year). The trailing twelve-month payout ratio is 38.3%. The most recent ex-dividend date was October 8, 2026.
What do analysts recommend for WSBF?
Based on ratings from 1 professional analyst over the last 90 days, the consensus for WSBF is Buy.
What is the market cap of WSBF?
As of the Oct 15, 2026 close, Waterstone Financial's market capitalization is $341.4M, classifying it as a small-cap company. Waterstone Financial operates in the Financials sector within the Banks - Regional industry.