HomeTrust Bancshares (HTB) Financial Statements & Analysis

HomeTrust Bancshares (HTB) Income Statement

HomeTrust Bancshares reported revenue of $211.53M in fiscal 2025 (fiscal year ended Dec 31, 2025), down 28.3% from $295.07M a year earlier. Net income was $64.36M, up 17.4% year over year, a net margin of 30.4%. Gross margin was 97.4% and operating margin 38.3%. In the most recent quarter, Q3 fiscal 2026 (ended Sep 30, 2026), revenue was $54.73M, up 5.0% from the same quarter a year earlier.

HomeTrust Bancshares Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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HomeTrust Bancshares, Inc. income statement - Annual data in millions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2019	FY 2018
Period ending	Dec 2025	Dec 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2019	Jun 2018
Revenue & Gross Profit
Revenue	211.53	295.07	186.37	150.48	159.87	166.59	136.08
Cost of Revenue	86.34	100.49	-	45.10	8.28	40.65	16.07
Gross Profit	206.13	194.59	-	170.98	151.59	125.94	120.01
Operating Expenses
Research & Development	0.00	0.00	-	0.00	0.00	0.00	0.00
Selling, General & Administrative	76.77	72.02	66.61	25.45	66.38	70.91	60.67
Operating Expenses	125.18	124.68	-	113.81	132.49	97.13	85.04
Operating Income	80.96	69.91	-	57.16	19.10	28.81	34.97
Other Income/Expense
Interest Income	256.14	261.62	187.13	187.13	118.73	136.25	117.40
Interest Expense	79.40	92.94	29.71	29.71	15.41	32.15	16.07
Other Income/Expense	0.00	0.00	-	0.00	0.00	0.00	0.00
Income
Income Before Tax	80.96	69.91	57.16	45.38	19.10	28.81	34.97
Income Tax Expense	16.59	15.11	12.56	9.73	3.42	6.02	26.74
Net Income	64.36	54.81	44.60	35.65	15.68	22.78	8.24
Net Income - Continuous Operations	64.36	54.81	44.60	44.60	15.68	22.78	8.24
Net Income - Discontinued Operations	-	-	-	-	-	-	-
EBITDA	92.07	86.95	9.06	70.57	31.31	33.59	35.48
EBIT	-	-	-	-	-	-	-
Depreciation & Amortization	8.76	17.04	1.53	13.41	12.22	4.78	0.51
Earnings Per Share
Basic EPS	4.00	3.00	3.00	2.00	1.00	1.00	-
Diluted EPS	4.00	3.00	3.00	2.00	1.00	1.00	-
Basic Shares Outstanding	16.99	16.93	15.70	15.52	16.08	16.73	18.03
Diluted Shares Outstanding	17.11	17.03	15.78	15.81	16.50	17.29	18.73

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About HomeTrust Bancshares Financial Statements

What was HomeTrust Bancshares's revenue in fiscal 2025?

HomeTrust Bancshares reported revenue of $211.53M in fiscal 2025 (fiscal year ended Dec 31, 2025). That was down 28.3% from $295.07M a year earlier.

Is HomeTrust Bancshares profitable?

Yes. HomeTrust Bancshares earned net income of $64.36M in fiscal 2025, a net margin of 30.4%. In fiscal 2024 it earned $54.80M.

What is HomeTrust Bancshares's operating margin?

HomeTrust Bancshares's operating income was $80.95M on revenue of $211.53M in fiscal 2025, an operating margin of 38.3%, compared with 23.7% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition