HomeTrust Bancshares (HTB) Financial Ratios

For fiscal 2025 (fiscal year ended Dec 31, 2025), HomeTrust Bancshares had a P/E ratio of 11.66 (up from 10.77), return on equity of 11.2% (up from 10.4%), debt-to-equity of 0.31 (down from 0.38) and return on assets of 1.4% (up from 1.2%). Its dividend yield was 1.13% with a payout ratio of 13.0%.

HomeTrust Bancshares Financial Ratios Analysis

Valuation, profitability, leverage, and liquidity ratios

Income Statement Balance Sheet Cash Flow Ratios

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Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period ending	Dec 2025	Dec 2024	Jun 2023	Jun 2022	Jun 2021
Valuation Ratios
P/E Ratio	11.66	10.77	8.14	11.02	29.59
Forward P/E	12.47	11.46	7.19	11.03	17.23
P/S Ratio	3.60	3.01	2.08	2.59	3.06
P/B Ratio	1.24	1.06	0.76	1.00	1.16
Price/Tangible Book	1.32	1.14	0.84	1.07	1.24
Price/FCF	16.39	13.79	-	11.99	-
Price/OCF	15.01	12.87	-	9.96	48.07
PEG Ratio	3.00	3.00	3.00	3.00	3.00
Enterprise Value Ratios
Profitability & Returns
Return on Equity (ROE)	11.17%	10.42%	10.37%	9.08%	3.90%
Return on Assets (ROA)	1.41%	1.18%	1.09%	1.01%	0.43%
Leverage & Solvency Ratios
Debt/Equity	0.31	0.38	1.01	0.02	0.31
Debt/FCF	4.07	4.90	-	0.20	-
Liquidity Ratios
Efficiency Ratios
Yield & Distribution Ratios
Earnings Yield	8.67%	9.38%	12.40%	9.15%	3.41%
FCF Yield	6.10%	7.25%	-10.09%	8.34%	-4.00%
Dividend Yield	1.13%	1.34%	1.87%	1.39%	1.19%
Payout Ratio	13.02%	13.99%	13.97%	15.29%	32.01%
Buyback Yield	-0.76%	-0.97%	0.18%	4.15%	4.61%
Total Return	0.37%	0.37%	2.05%	5.54%	5.80%

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About HomeTrust Bancshares Financial Ratios

What is HomeTrust Bancshares's P/E ratio?

HomeTrust Bancshares's P/E ratio was 11.66 for fiscal 2025 (period ended Dec 31, 2025). It was 10.77 a year earlier.

What is HomeTrust Bancshares's return on equity?

HomeTrust Bancshares's return on equity (ROE) was 11.2% for fiscal 2025 (period ended Dec 31, 2025). It was 10.4% a year earlier.

What is HomeTrust Bancshares's debt-to-equity ratio?

HomeTrust Bancshares's debt-to-equity ratio was 0.31 for fiscal 2025 (period ended Dec 31, 2025). It was 0.38 a year earlier.

What is return on equity (ROE)?

Return on equity is net income divided by shareholders' equity. It measures how much profit a company generates from the capital its shareholders have invested. Full definition