HomeTrust Bancshares (HTB) Balance Sheet: Assets & Liabilities

HomeTrust Bancshares (HTB) Balance Sheet

As of Dec 31, 2025 (end of fiscal 2025), HomeTrust Bancshares reported total assets of $4.55B and total liabilities of $3.94B. Shareholders' equity was $600.69M, up 8.9% from $551.76M a year earlier. Total debt stood at $10.22M against $480.02M in cash and short-term investments, a net cash position of $469.80M. That puts debt-to-equity at 0.02, compared with 0.02 a year earlier.

HomeTrust Bancshares Balance Sheet Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for HomeTrust Bancshares, Inc. (HTB) - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2023	FY 2022	FY 2021	FY 2019	FY 2018
Period ending	Dec 2025	Dec 2024	Dec 2023	Jun 2023	Jun 2022	Jun 2021	Jun 2019	Jun 2018
Current Assets
Cash and Cash Equivalents	0.32	0.31	0.38	0.30	0.32	0.28	0.48	0.36
Short-Term Investments	0.14	0.15	0.13	-	0.13	0.16	0.13	0.12
Cash & Short-Term Investments	0.48	0.46	-	-	0.49	0.44	0.61	0.49
Accounts Receivable	0.02	0.18	0.02	-	0.01	0.15	0.14	0.12
Inventory	0.00	0.00	-	-	0.00	0.00	0.00	0.00
Other Current Assets	0.00	0.00	-	-	0.00	0.00	0.00	0.00
Total Current Assets	0.50	0.64	-	-	0.65	0.59	0.75	0.61
Non-Current Assets
Property, Plant & Equipment (Net)	0.06	0.07	0.07	0.07	0.07	0.07	0.06	0.06
Long-Term Investments	0.03	3.66	-	0.04	0.02	2.66	2.70	2.60
Goodwill	0.03	0.03	0.03	0.03	0.03	0.03	0.03	0.03
Intangible Assets	0.00	0.01	0.01	0.01	0.00	0.00	0.00	0.00
Other Non-Current Assets	0.34	0.17	-	-	0.18	0.16	0.17	0.16
Total Non-Current Assets	4.05	3.95	-	-	3.96	2.94	2.97	2.87
Total Assets	4.55	4.60	4.67	4.61	3.55	3.52	3.72	3.48
Current Liabilities
Accounts Payable	0.00	0.00	-	-	0.00	0.00	0.00	0.00
Short-Term Debt	0.00	0.00	0.12	-	0.20	0.00	0.00	0.00
Other Current Liabilities	3.71	3.78	-	-	3.60	2.96	2.79	2.33
Total Current Liabilities	3.71	3.78	-	-	3.80	2.96	2.79	2.33
Non-Current Liabilities
Long-Term Debt	0.01	0.01	0.01	0.01	0.01	0.12	0.48	0.68
Other Non-Current Liabilities	0.22	0.25	-	-	0.32	0.06	0.05	0.06
Total Non-Current Liabilities	0.23	0.26	-	-	0.33	0.17	0.53	0.74
Total Liabilities	3.94	4.04	4.17	4.14	3.16	3.13	3.31	3.07
Stockholders' Equity
Common Stock	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Retained Earnings	0.44	0.38	0.33	0.31	0.27	0.24	0.24	0.22
Accumulated Other Comprehensive Income	0.00	0.00	0.00	-0.01	0.00	0.00	0.00	0.00
Additional Paid-in Capital	0.17	0.17	0.17	-	0.13	0.15	0.16	0.18
Shares Outstanding	0.02	0.02	0.02	-	0.02	-	-	-
Total Stockholders' Equity	0.60	0.55	0.50	0.47	0.39	0.40	0.41	0.41
Total Liabilities & Equity	4.55	4.60	4.67	-	3.55	3.52	3.72	3.48

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About HomeTrust Bancshares Balance Sheet

How much debt does HomeTrust Bancshares have?

HomeTrust Bancshares had total debt of $10.22M as of Dec 31, 2025, against $480.02M in cash and short-term investments. Its debt-to-equity ratio was 0.02. Total debt was $10.12M a year earlier.

What are HomeTrust Bancshares's total assets?

HomeTrust Bancshares reported total assets of $4.55B as of Dec 31, 2025, down 1.1% from $4.60B a year earlier. Total liabilities were $3.94B.

What is HomeTrust Bancshares's shareholders' equity?

HomeTrust Bancshares's shareholders' equity was $600.69M as of Dec 31, 2025, or about $34.75 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition