HomeTrust Bancshares (HTB) Cash Flow: Operating & Free Cash Flow

HomeTrust Bancshares (HTB) Cash Flow Statement

In fiscal 2025 (fiscal year ended Dec 31, 2025), HomeTrust Bancshares generated $49.49M of operating cash flow and spent $6.72M on capital expenditures. That left free cash flow of $42.77M, up 0.9% from $42.40M a year earlier, or 20.2% of revenue. It returned $23.30M to shareholders through $8.38M in dividends and $14.92M in share buybacks.

HomeTrust Bancshares Cash Flow Statement Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Cash flow statement showing operating, investing, and financing activities for HomeTrust Bancshares, Inc. (HTB) - Annual data in billions USD
Breakdown	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2019	FY 2018
Period ending	Dec 2025	Dec 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2019	Jun 2018
Operating Activities
Net Income	0.06	0.05	0.04	0.04	0.04	0.02	0.01
Depreciation & Amortization	0.01	0.01	0.01	0.01	0.01	0.00	0.00
Deferred Income Tax	0.00	0.00	0.00	0.01	0.01	0.01	0.03
Stock Based Compensation	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Change in Working Capital	-0.01	0.00	-0.01	0.00	0.00	-0.01	0.00
Change in Accounts Receivable	0.00	0.00	-	-0.01	0.00	0.00	0.00
Change in Accounts Payable	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Change in Other Working Capital	-0.03	0.00	-0.10	0.00	0.00	0.00	0.00
Other Operating Activities	-0.03	0.00	-0.10	0.00	-0.02	-0.07	-0.01
Net Cash from Operating Activities	0.05	0.05	-0.04	0.04	0.03	-0.04	0.03
Investing Activities
Capital Expenditures	-0.01	0.00	-0.01	-0.01	-0.01	-0.02	0.00
Acquisitions	0.00	0.00	0.03	0.03	0.00	0.00	0.00
Purchases of Investments	-0.03	-0.05	-0.29	-0.60	-0.60	-1.61	-0.07
Sales/Maturities of Investments	0.04	0.03	0.47	0.62	0.62	1.54	0.02
Other Investing Activities	0.11	0.05	0.00	0.00	0.02	-0.05	-0.08
Net Cash from Investing Activities	0.11	0.02	-0.12	0.03	0.03	-0.13	-0.13
Financing Activities
Debt Repayment	-0.02	-0.25	-0.02	-0.06	-0.12	-0.21	-0.06
Common Stock Issued	0.00	0.00	0.01	0.01	0.00	0.00	0.00
Common Stock Repurchased	-0.01	0.00	0.00	-0.04	-0.04	-0.02	0.00
Dividends Paid	-0.01	-0.01	-0.01	-0.01	-0.01	0.00	0.00
Other Financing Activities	-0.07	0.12	-	-0.06	0.15	0.45	0.15
Net Cash from Financing Activities	-0.11	-0.13	0.36	-0.01	-0.01	0.22	0.09
Summary
Net Change in Cash	0.05	-0.07	0.20	0.05	0.05	0.05	-0.02
Cash at Beginning of Period	0.28	0.35	0.11	0.05	0.05	0.07	0.09
Cash at End of Period	0.32	0.28	0.30	0.11	0.11	0.12	0.07
Free Cash Flow	0.04	0.04	-0.06	0.03	0.02	-0.06	0.03
Supplemental Disclosures
Interest Paid	-	0.09	0.03	0.01	-	-	-
Income Taxes Paid	-	0.01	0.01	0.00	-	-	-

Source: Company financial statements from annual and quarterly filings. Data as of Sep 30, 2026. Data sources and methodology

Frequently Asked Questions About HomeTrust Bancshares Cash Flow

What is HomeTrust Bancshares's free cash flow?

HomeTrust Bancshares generated free cash flow of $42.77M in fiscal 2025 (fiscal year ended Dec 31, 2025), operating cash flow of $49.49M minus $6.72M of capital expenditures. That was up 0.9% from $42.40M a year earlier. Free cash flow equaled 20.2% of revenue.

How much does HomeTrust Bancshares spend on capital expenditures?

HomeTrust Bancshares spent $6.72M on capital expenditures in fiscal 2025, compared with $3.04M a year earlier. That equals 13.6% of operating cash flow.

Does HomeTrust Bancshares pay dividends or buy back shares?

Yes. In fiscal 2025 HomeTrust Bancshares returned $8.38M in dividends and $14.92M in share buybacks to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition