World Acceptance (WRLD) Financial Statements & Analysis

World Acceptance (WRLD) Income Statement

World Acceptance reported revenue of $584.79M in fiscal 2026 (fiscal year ended Mar 31, 2026), up 12.1% from $521.46M a year earlier. Net income was $34.59M, down 61.2% year over year, a net margin of 5.9%. Gross margin was 59.4% and operating margin 7.7%. In the most recent quarter, Q1 fiscal 2027 (ended Jun 30, 2026), revenue was $139.21M, up 13.0% from the same quarter a year earlier.

World Acceptance Income Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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World Acceptance Corporation income statement - Annual data in millions USD
Breakdown	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Revenue & Gross Profit
Revenue	584.79	521.46	573.21	611.36	551.76	527.99	590.03	544.54	502.67	490.82
Cost of Revenue	188.60	169.22	205.21	259.46	219.63	111.94	207.63	166.36	136.71	140.60
Gross Profit	347.12	395.57	368.01	351.89	365.55	416.05	382.40	378.18	365.96	350.22
Operating Expenses
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Selling, General & Administrative	298.69	187.98	214.60	275.01	242.88	243.01	288.24	238.02	229.00	205.69
Operating Expenses	301.88	240.93	268.60	279.47	299.98	304.64	347.49	288.30	269.11	244.27
Operating Income	45.24	154.63	99.41	72.42	65.58	111.40	34.91	89.88	96.85	105.95
Other Income/Expense
Interest Income	484.83	465.09	468.53	508.34	485.67	451.11	508.33	469.15	435.70	427.87
Interest Expense	49.44	42.71	48.23	-50.46	33.42	25.70	25.90	17.93	19.09	21.50
Other Income/Expense	0.00	-46.46	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Income
Income Before Tax	45.24	111.31	99.41	27.15	65.58	111.40	34.91	89.88	96.85	105.95
Income Tax Expense	10.66	22.07	22.06	5.91	11.66	23.12	6.75	15.98	47.76	38.16
Net Income	34.59	89.24	77.35	21.23	53.92	88.28	28.16	37.24	53.69	73.60
Net Income - Continuous Operations	34.59	89.24	77.35	21.23	53.92	88.28	28.16	37.24	53.69	73.60
Net Income - Discontinued Operations	-	-	-	-	-	-	-	-	-	-
EBITDA	103.30	164.10	110.30	83.33	77.25	123.82	47.07	98.01	105.18	113.36
EBIT	94.31	153.96	147.03	72.42	99.46	139.95	-	-	-	-
Depreciation & Amortization	8.99	3.81	10.89	10.91	5.01	12.42	12.16	8.14	8.33	7.41
Earnings Per Share
Basic EPS	7.00	17.00	13.00	4.00	8.00	13.00	4.00	4.00	6.00	8.00
Diluted EPS	7.00	16.00	13.00	4.00	8.00	13.00	4.00	4.00	6.00	8.00
Basic Shares Outstanding	4.94	5.37	5.75	5.75	6.35	6.67	7.69	9.20	8.79	8.71
Diluted Shares Outstanding	5.03	5.51	5.86	5.90	6.36	6.67	7.95	9.20	8.96	8.78

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About World Acceptance Financial Statements

What was World Acceptance's revenue in fiscal 2026?

World Acceptance reported revenue of $584.79M in fiscal 2026 (fiscal year ended Mar 31, 2026). That was up 12.1% from $521.46M a year earlier.

Is World Acceptance profitable?

Yes. World Acceptance earned net income of $34.59M in fiscal 2026, a net margin of 5.9%. In fiscal 2025 it earned $89.24M.

What is World Acceptance's operating margin?

World Acceptance's operating income was $45.24M on revenue of $584.79M in fiscal 2026, an operating margin of 7.7%, compared with 29.7% a year earlier.

What is net profit margin?

Net profit margin is net income divided by revenue. It shows how much of each dollar of sales a company keeps as profit after all costs, interest and taxes. Full definition