World Acceptance (WRLD) Cash Flow: Operating & Free Cash Flow

World Acceptance Cash Flow Statement Analysis

Values in millions USD

Income Statement Balance Sheet Cash Flow Ratios

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Cash flow statement showing operating, investing, and financing activities for World Acceptance Corporation (WRLD) - Annual data in millions USD
Breakdown	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Operating Activities
Net Income	34.59	89.24	77.35	21.23	53.92	88.28	28.16	37.24	53.69	73.60
Depreciation & Amortization	8.99	10.13	10.89	10.91	197.47	12.42	12.16	8.14	8.33	7.41
Deferred Income Tax	-7.09	-2.52	10.63	-2.10	-10.88	7.39	1.44	-3.66	8.79	-0.89
Stock Based Compensation	19.34	-19.69	-1.68	9.05	17.58	19.28	28.95	17.64	5.44	4.81
Change in Working Capital	-2.09	-7.04	-0.89	-21.48	4.62	-15.88	4.37	-2.18	9.73	3.87
Change in Accounts Payable	-5.54	-12.10	3.11	-7.48	17.00	-18.26	19.92	5.88	8.58	-0.90
Change in Other Working Capital	3.45	2.38	0.40	4.76	-12.39	2.38	-15.54	-8.05	1.16	4.77
Other Operating Activities	9.93	2.38	0.40	4.76	-2.65	115.46	205.90	187.49	132.06	130.57
Net Cash from Operating Activities	259.36	254.16	265.78	291.55	272.45	226.95	280.98	244.66	218.03	219.36
Investing Activities
Capital Expenditures	-3.88	-3.68	-5.93	-5.83	-6.07	-11.68	-25.73	-20.03	-11.16	-10.95
Acquisitions	0.00	-18.95	-1.63	-23.13	-10.86	0.00	0.00	37.50	-15.59	-20.84
Other Investing Activities	-229.00	-130.67	-127.58	-152.15	1.10	-70.31	-267.81	-234.66	-143.06	-99.83
Net Cash from Investing Activities	-232.88	-152.75	-135.14	-180.58	-451.89	-82.00	-279.09	-206.97	-169.81	-131.61
Financing Activities
Debt Repayment	-776.35	-465.56	-404.24	-410.18	-523.86	-46.69	198.65	7.04	-50.24	-79.55
Common Stock Issued	2.74	2.36	0.00	0.65	12.81	0.00	0.00	0.00	0.00	0.00
Common Stock Repurchased	-141.49	-54.20	-36.20	-14.31	-116.21	-102.45	-197.40	-74.52	-4.61	-5.00
Other Financing Activities	-4.57	-2.73	-3.44	-3.72	-5.12	8.31	-0.85	-3.03	-1.94	0.40
Net Cash from Financing Activities	-6.83	-103.52	-135.32	-113.70	182.93	-140.83	0.39	-63.12	-31.46	-84.15
Summary
Effect of Forex Changes on Cash	0.00	0.00	0.00	0.00	0.00	0.00	0.00	2.67	0.13	-0.78
Net Change in Cash	19.64	-2.11	-4.67	-2.73	3.49	4.13	2.28	-22.75	16.89	2.82
Cash at Beginning of Period	9.73	11.84	16.51	19.24	15.75	11.62	9.34	32.09	15.20	12.38
Cash at End of Period	29.37	9.73	11.84	16.51	19.24	15.75	11.62	9.34	32.09	15.20
Free Cash Flow	255.48	250.48	259.85	285.73	266.38	215.27	255.24	224.64	206.87	208.42
Supplemental Disclosures
Interest Paid	-	44.69	48.84	51.76	21.32	24.99	-	-	-	-
Income Taxes Paid	-	3.65	8.95	10.78	30.94	14.86	-	-	-	-

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About World Acceptance Cash Flow

What is World Acceptance's free cash flow?

World Acceptance generated free cash flow of $255.48M in fiscal 2026 (fiscal year ended Mar 31, 2026), operating cash flow of $259.36M minus $3.88M of capital expenditures. That was up 2.0% from $250.48M a year earlier. Free cash flow equaled 43.7% of revenue.

How much does World Acceptance spend on capital expenditures?

World Acceptance spent $3.88M on capital expenditures in fiscal 2026, compared with $3.68M a year earlier. That equals 1.5% of operating cash flow.

Does World Acceptance pay dividends or buy back shares?

Yes. In fiscal 2026 World Acceptance returned $141.49M in share buybacks to shareholders, according to its cash flow statement.

What is free cash flow?

Free cash flow is operating cash flow minus capital expenditures. It is the cash a company has left for dividends, buybacks, debt repayment or acquisitions after funding its operations and investment. Full definition