World Acceptance (WRLD) Balance Sheet: Assets & Liabilities

World Acceptance (WRLD) Balance Sheet

As of Mar 31, 2026 (end of fiscal 2026), World Acceptance reported total assets of $1.05B and total liabilities of $703.12M. Shareholders' equity was $351.01M, down 19.7% from $436.99M a year earlier. Total debt stood at $443.94M against $6.07M in cash and short-term investments, a net debt position of $437.86M. That puts debt-to-equity at 1.26, compared with 1.20 a year earlier.

World Acceptance Balance Sheet Analysis

Values in billions USD

Income Statement Balance Sheet Cash Flow Ratios

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Balance sheet showing assets, liabilities, and shareholders' equity for World Acceptance Corporation (WRLD) - Annual data in billions USD
Breakdown	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017
Period ending	Mar 2026	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021	Mar 2020	Mar 2019	Mar 2018	Mar 2017
Current Assets
Cash and Cash Equivalents	0.01	0.00	0.01	0.02	0.02	0.02	0.01	0.01	0.01	0.02
Cash & Short-Term Investments	0.01	0.00	0.01	0.02	0.02	0.02	0.01	0.01	0.01	0.02
Accounts Receivable	0.00	0.00	0.85	0.89	0.99	0.73	0.00	0.00	0.00	0.00
Inventory	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Current Assets	0.02	0.01	0.00	-0.89	0.00	-0.73	0.00	0.00	0.00	0.00
Total Current Assets	0.87	0.01	0.86	0.02	1.00	0.75	0.01	0.01	0.01	0.02
Non-Current Assets
Property, Plant & Equipment (Net)	0.09	0.10	0.10	0.11	0.11	0.12	0.13	0.03	0.02	0.02
Long-Term Investments	0.84	0.81	0.85	0.89	0.99	0.73	0.81	0.76	0.76	0.70
Goodwill	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Intangible Assets	0.00	0.01	0.01	0.02	0.02	0.02	0.02	0.02	0.01	0.01
Other Non-Current Assets	0.04	0.04	0.04	0.04	0.04	0.03	0.03	0.02	0.01	0.01
Total Non-Current Assets	1.02	1.00	1.04	1.10	1.20	0.94	1.02	0.85	0.83	0.79
Total Assets	1.05	1.01	1.06	1.12	1.22	0.95	1.03	0.85	0.84	0.80
Current Liabilities
Accounts Payable	0.04	0.04	0.05	0.05	0.06	0.03	0.06	0.04	0.03	0.03
Accrued Liabilities	-	0.01	0.01	0.01	0.01	0.01	-	-	-	-
Other Current Liabilities	0.00	0.00	0.00	0.00	-0.01	-0.01	-4.97	-0.01	-0.01	-0.01
Total Current Liabilities	0.04	0.04	0.05	0.05	0.07	0.05	0.06	0.04	0.03	0.03
Non-Current Liabilities
Long-Term Debt	0.44	0.53	0.50	0.60	0.69	0.41	0.55	0.25	0.24	0.30
Other Non-Current Liabilities	0.00	0.00	0.00	0.00	0.01	0.01	0.00	0.01	0.02	0.01
Total Non-Current Liabilities	0.67	0.53	0.58	0.68	0.79	0.51	0.56	0.26	0.27	0.31
Total Liabilities	0.70	0.57	0.63	0.73	0.85	0.55	0.62	0.30	0.30	0.34
Stockholders' Equity
Retained Earnings	0.07	0.17	0.14	0.10	0.09	0.15	0.18	0.35	0.39	0.34
Accumulated Other Comprehensive Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-0.03	-0.03
Additional Paid-in Capital	0.28	0.27	0.29	0.29	0.28	0.26	0.23	0.20	0.18	0.14
Shares Outstanding	0.00	0.01	0.01	0.01	0.01	-	-	-	-	-
Total Stockholders' Equity	0.35	0.44	0.42	0.39	0.37	0.40	0.41	0.55	0.54	0.46
Total Liabilities & Equity	1.05	1.01	1.06	1.12	1.22	0.95	1.03	0.85	0.84	0.80

Source: Company financial statements from annual and quarterly filings. Data as of Jun 30, 2026. Data sources and methodology

Frequently Asked Questions About World Acceptance Balance Sheet

How much debt does World Acceptance have?

World Acceptance had total debt of $443.94M as of Mar 31, 2026, against $6.07M in cash and short-term investments. Its debt-to-equity ratio was 1.26. Total debt was $525.56M a year earlier.

What are World Acceptance's total assets?

World Acceptance reported total assets of $1.05B as of Mar 31, 2026, up 4.5% from $1.01B a year earlier. Total liabilities were $703.12M.

What is World Acceptance's shareholders' equity?

World Acceptance's shareholders' equity was $351.01M as of Mar 31, 2026, or about $75.38 of book value per share.

What is the debt-to-equity ratio?

The debt-to-equity ratio divides a company's total debt by its shareholders' equity. It shows how much of the business is financed with borrowed money; normal levels vary widely by industry. Full definition